What is AML Protect

AML Protect is a modular, flexible service offering designed to help accountable institutions comply with the Financial Intelligence Centre Act (FICA) and related anti-money laundering (AML) legislation. Whether you are establishing your AML framework for the first time or seeking to enhance existing controls, AML Protect delivers scalable, practical solutions – from toolkits and training to enhanced due diligence support and on-demand consulting.

Core AML Protect Service Components

You can choose services individually or as part of a bundled solution:

AML / FICA Toolkit – Ideal for accountable institutions seeking a ready-to-use, in-house AML solution.

A simplified, cost-effective framework designed especially for SMEs. Includes:

  • Customisable Risk Management and Compliance Programme (RMCP)
  • Client risk-rating templates
  • AML policy and procedure templates
  • Practical guidance notes and tips

AML News Subscription & Online Training – Efficient, compliant staff training with minimal disruption.

Keep your team informed and audit-ready. Includes:

  • Bi-weekly updates covering AML/FICA legislative changes, enforcement actions, and industry developments
  • Online training modules with multiple-choice assessments
  • Downloadable training reports
  • Annual CPD-accredited training content

Enhanced Due Diligence & KYC Checker – A proactive way to identify and mitigate client-related risk.

Screen clients effectively and meet risk-based compliance standards. Services includes:

  • Access to global PEP, sanctions, and adverse media databases
  • Monthly search bundles or one-off batch screening
  • Automated annual refresh for existing client bases
  • KYC certification for South African individuals

AML Pure Consult – Expert, ad-hoc AML support – only when you need it.

Services include:

  • FIC registration guidance
  • Customised RMCP drafting or review
  • Staff file audits and compliance health checks
  • FIC inspection readiness and support
  • Ongoing or once-off AML advisory
  • Pay-as-you-go consulting – no long-term commitment required.

Who Should Use AML Protect?

AML Protect is tailored for accountable institutions under FICA, including:

  • Crypto asset service providers
  • Estate agencies
  • High-value goods dealers (e.g. luxury cars, jewellery)
  • Private equity firms and asset managers
  • Payment service providers and e-wallet businesses
  • Credit providers and micro-lenders
  • Law firms and legal practitioners
  • Trustees, nominees, and company service providers

Key Legislation Covered

AML Protect aligns your business with key South African AML/CFT obligations:

  • Financial Intelligence Centre Act (FICA)
  • Prevention of Organised Crime Act (POCA)
  • Protection of Constitutional Democracy Against Terrorist and Related Activities Act (POCDATARA)
  • We also monitor FATF recommendations and global AML/CFT developments to keep you ahead of regulatory change.

Questions about compliance? Contact Us